As a photographer or media professional, your work revolves around capturing moments, telling stories, and producing high-quality content. Whether you’re shooting on location, managing a studio, or handling sensitive equipment, you face unique risks that require specialized coverage. At The Wallace Insurance Agency, we understand the specific challenges that come with your profession and are committed to offering insurance solutions that provide solid protection. As a family-owned and operated agency, we prioritize personalized service and expert advice to help you navigate the complexities of commercial insurance. Our extensive experience allows us to offer commercial insurance for photographers and media professionals that shields your business, gear, and reputation from unexpected events.

Our commercial insurance for photographers and media professionals is tailored to meet the distinct needs of your industry. Here are some of the essential coverage options you should consider:

General liability insurance: Protects your business against claims related to bodily injury, property damage, or personal injury that might occur during your work. This coverage is essential for photographers and media professionals who work in various settings, whether you’re on a client’s premises or in a public space, covering incidents like accidental damage to property, injuries caused by equipment, or other mishaps that could occur during shoots or events.

Business property insurance: Safeguards the physical assets of your business, including your office, studio, cameras, lenses, lighting equipment, and other valuable gear, against risks like fire, theft, or vandalism. This coverage ensures that your business can recover quickly from property damage and continue operating without major disruptions.

Equipment and gear insurance: Offers coverage specifically for the tools of your trade. Whether your equipment is stolen, damaged in transit, or breaks down during a shoot, this insurance helps you replace it quickly so you can continue your work with minimal interruption.

Professional liability insurance: Also known as errors & omissions (E&O) insurance, this coverage protects your business against claims of negligence, errors, or omissions in the services you provide. For photographers and media professionals, this could include issues like missed deadlines, unsatisfactory work, or failure to deliver on a project’s requirements.

Commercial auto insurance: Covers the vehicles you use for your business, whether you’re transporting gear, traveling to client locations, or using your vehicle for production-related activities. This insurance includes liability protection and covers damage to your vehicles from accidents, theft, or other incidents.

Cyber liability insurance: Protects your business from the financial impact of cyber threats, such as data breaches, hacking, and other digital risks. This coverage is increasingly important for media professionals who handle sensitive client data or rely on digital platforms for storing and sharing content.

These coverage options come together to provide a robust protection plan for your photography or media business, allowing you to focus on your creative work with peace of mind.