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Recreational Vehicle Insurance

Motorcycles & Off-Road Vehicles

Specialized Coverage for Your Adventurous Rides

Lone motorcycle on highway
tailor
Tailored coverage
peace
Peace of mind
Recreational Vehicle Insurance

Why Choose Our Motorcycle & Off-Road Vehicle Insurance?

At The Wallace Insurance Agency, we know that your motorcycle or off-road vehicle isn’t just a mode of transportation; it’s a gateway to adventure. Whether you’re cruising down highways or tackling rugged trails, you need insurance that’s as tough and reliable as your ride. As a family-owned and operated business, we offer the personalized service and specialized knowledge required to protect your motorcycle or off-road vehicle. With our extensive experience in the insurance industry, we’re committed to providing coverage options that are tailored to your lifestyle and the unique demands of your vehicle. Trust us to help keep your adventures safe and secure.

Coverage Options

Motorcycles and off-road vehicles have distinct insurance needs, requiring protection that goes beyond standard auto policies. Here are some key coverage options:

  • Liability Coverage: Provides financial protection if you’re responsible for an accident that causes injury or property damage while operating your motorcycle or off-road vehicle.
  • Comprehensive Coverage: Covers damage to your vehicle from non-collision incidents such as theft, vandalism, fire, and natural disasters.
  • Collision Coverage: Pays for repairs to your motorcycle or off-road vehicle if it’s damaged in a collision, whether it’s with another vehicle, an object, or even off-road terrain.
  • Accessories & Custom Parts Coverage: Protects valuable accessories and customizations such as saddlebags, aftermarket exhausts, and custom paint jobs, ensuring they’re covered in case of damage or theft.
  • Uninsured/Underinsured Motorist Coverage: Offers protection if you’re involved in an accident with a driver who doesn’t have adequate insurance, covering your medical expenses and vehicle repairs.

These coverage options ensure that both you and your vehicle are protected, whether you’re hitting the open road or exploring off the beaten path.

Frequently Asked Questions

Benefits of Our Recreational Vehicle Insurance
Tailored Protection
Whether you ride a cruiser, a sport bike, an ATV, or a dirt bike, our insurance policies are designed to meet the specific needs of your vehicle and riding habits. We understand the unique risks and provide coverage that fits your lifestyle.
Comprehensive Security
Our policies offer wide-ranging protection, from liability and collision to coverage for custom parts and accessories. With these options, you can be confident that your vehicle is safeguarded against a variety of risks.
Affordable Options
Motorcycle and off-road vehicle insurance doesn’t have to break the bank. We offer competitive rates and various discounts, ensuring that you get great coverage at a price that works for you.
Peace of Mind on Every Ride
Knowing that your vehicle is covered allows you to focus on enjoying the ride, whether you’re navigating city streets or conquering off-road trails. Our insurance provides the confidence you need to explore with peace of mind.
Expert Support
Our experienced agents are here to help you every step of the way. Whether you have questions about your policy, need to make a change, or need assistance with a claim, we’re ready to provide the support you need.
Flexible Coverage
From occasional riders to off-road enthusiasts, our insurance policies offer flexibility to match your usage. Whether you’re looking for seasonal coverage or year-round protection, we have options that work for you.
Choosing The Wallace Insurance Agency’s motorcycle and off-road vehicle insurance means you’re ready for whatever the road—or the trail—throws your way.
How It Works
Get a Quote
Start by filling out our simple online form or give us a call. Provide basic information about your vehicle and driving history to receive a personalized quote.
Customize Your Coverage
Our agents will work with you to understand your specific needs and budget. We'll help you customize your coverage options, ensuring you get the protection you need at a price you can afford.
Review and Select
Review the coverage options and premiums presented to you. Our agents are available to answer any questions and provide clarification to help you make an informed decision.
Purchase Your Policy
Once you've selected the coverage that best suits your needs, our team will guide you through the purchase process. You can complete your policy purchase online, over the phone, or in person at our office.
Access Your Policy Documents
After purchasing, you'll receive your policy documents via email or mail. You can also access your policy information anytime through our secure online portal.
Enjoy Ongoing Support
Our relationship doesn't end once you purchase your policy. We're here to provide ongoing support, answer any questions, and assist with any changes or claims. You can count on us for reliable service and expert advice whenever you need it.
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Why Our Clients Choose The Wallace Insurance Agency

Personalized Service
As a family-owned business, The Wallace Insurance Agency takes pride in offering personalized and attentive service. Clients receive individualized attention, ensuring their unique needs and concerns are fully addressed.
Trust And Reliability
With a strong family heritage, The Wallace Insurance Agency has built a reputation for trust and reliability. Clients can count on honest advice and consistent support from a team that values long-term relationships.
Experience And Expertise
The Wallace Insurance Agency combines years of industry experience with in-depth knowledge of the insurance market. Clients benefit from the expertise passed down through generations, ensuring they receive the best coverage and advice tailored to their needs.

"Wallace Insurance Agency has done an amazing job with all of my insurance needs (and there are many)"

Heath Van Paten
Associate, NextHome
See all reviews
★★★★★

Loved by the Community

Jared Nelson
Jared Nelson
★★★★★
The Wallace Insurance Agency is an amazing insurance brokerage to work with. From start to finish, they made it super easy to get a policy for commercial insurance.
Brindley Brooks
Brindley Brooks
★★★★★
Great to work with, follow up was fantastic and they were able to find the best fit for our non-profit.
David W
David W
★★★★★
Bill and his team have been great to me and my family. We got connected years ago before living in ID, he helped with immediate coverage.
Yvonne Delk
Yvonne Delk
★★★★★
I had an excellent experience at Wallace Insurance. The representative was incredibly helpful and took the time to explain all my options.
Heath Van Patten
Heath Van Patten
★★★★★
Wallace Insurance Agency has done an amazing job with all of my insurance needs (and there are many).
Idaho Redbeard
Idaho Redbeard
★★★★★
I went in to discuss insurance options with Bill and his team, and came away excited to have switched. Its always great when you come across someone who a geek and a teacher in their field.