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Personal Insurance

Homeowners Insurance

Professional homeowners insurance coverage to protect what matters most.

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Personal Insurance

Why Choose Our Homeowners Insurance?

Opting for The Wallace Insurance Agency for your homeowners insurance means choosing a combination of personalized attention, dependability, and extensive knowledge. As a family-owned and operated firm, we are dedicated to meeting your unique requirements, providing custom solutions and dedicated service that large firms often overlook. Our extensive experience in the insurance sector ensures that you get expert advice and comprehensive coverage options to safeguard your home and belongings. Known for our integrity and commitment to customer satisfaction, The Wallace Insurance Agency is the ideal choice for homeowners insurance, offering you peace of mind and great value.

Coverage Options

When selecting homeowners insurance, it’s crucial to understand the various coverage options that can safeguard you and your property from unexpected events. Here are some of the most essential coverage types:

Dwelling Protection: Safeguards the physical structure of your home against damage from covered hazards like fire, storms, and hail.

Personal Belongings Coverage: Helps cover the cost to replace personal items such as furniture, electronics, and clothing if they’re damaged, stolen, or destroyed.

Liability Protection: Covers you if someone gets injured on your property or if you accidentally cause damage to someone else’s property.

Additional Living Expenses (ALE): Provides for extra costs if you must live elsewhere temporarily due to covered damage that renders your home uninhabitable.

Guest Medical Protection: Covers medical expenses for minor injuries to visitors on your property, regardless of fault.

Understanding these coverage options will help you choose the best homeowners insurance policy for your needs.

Frequently Asked Questions

Benefits of Our Personal Insurance
Financial Security
Homeowners insurance offers crucial financial security against unexpected costs resulting from damage to your home or personal belongings. By covering repair expenses, replacement costs, and liability fees, it helps you avoid substantial out-of-pocket costs that could destabilize your finances.
Legal Requirement
Maintaining homeowners insurance ensures compliance with mortgage lender requirements and protects your investment. It not only safeguards you legally but also helps avoid financial penalties and protects your home equity.
Assurance
Having comprehensive homeowners insurance provides peace of mind. Whether you’re at home or traveling, you can feel confident knowing you have coverage in place for unforeseen incidents.
Diverse Coverage Options
Homeowners insurance policies come with various coverage options tailored to your specific needs. From dwelling and personal belongings protection to liability and additional living expenses, you can customize your policy to fit what matters most to you and your family.
Support Services
Many homeowners insurance policies include additional perks such as emergency repairs, legal assistance, and more. These services add convenience and support, helping you return to normal quickly after an incident.
Guest Protection
Homeowners insurance extends to your guests as well. If an accident or injury occurs on your property, your policy can cover medical expenses, ensuring everyone’s well-being.
Asset Preservation
Your home is a significant investment, and homeowners insurance helps protect this valuable asset. Comprehensive coverage shields your home against risks like fire, theft, vandalism, and natural disasters.
Choosing The Wallace Insurance Agency’s homeowners insurance means enjoying these advantages and more, ensuring a secure and stress-free living experience.
How It Works
Get a Quote
Start by filling out our simple online form or give us a call. Provide basic information about your vehicle and driving history to receive a personalized quote.
Customize Your Coverage
Our agents will work with you to understand your specific needs and budget. We'll help you customize your coverage options, ensuring you get the protection you need at a price you can afford.
Review and Select
Review the coverage options and premiums presented to you. Our agents are available to answer any questions and provide clarification to help you make an informed decision.
Purchase Your Policy
Once you've selected the coverage that best suits your needs, our team will guide you through the purchase process. You can complete your policy purchase online, over the phone, or in person at our office.
Access Your Policy Documents
After purchasing, you'll receive your policy documents via email or mail. You can also access your policy information anytime through our secure online portal.
Enjoy Ongoing Support
Our relationship doesn't end once you purchase your policy. We're here to provide ongoing support, answer any questions, and assist with any changes or claims. You can count on us for reliable service and expert advice whenever you need it.
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Why Our Clients Choose The Wallace Insurance Agency

Personalized Service
As a family-owned business, The Wallace Insurance Agency takes pride in offering personalized and attentive service. Clients receive individualized attention, ensuring their unique needs and concerns are fully addressed.
Trust And Reliability
With a strong family heritage, The Wallace Insurance Agency has built a reputation for trust and reliability. Clients can count on honest advice and consistent support from a team that values long-term relationships.
Experience And Expertise
The Wallace Insurance Agency combines years of industry experience with in-depth knowledge of the insurance market. Clients benefit from the expertise passed down through generations, ensuring they receive the best coverage and advice tailored to their needs.

"Wallace Insurance Agency has done an amazing job with all of my insurance needs (and there are many)"

Heath Van Paten
Associate, NextHome
See all reviews
★★★★★

Loved by the Community

Jared Nelson
Jared Nelson
★★★★★
The Wallace Insurance Agency is an amazing insurance brokerage to work with. From start to finish, they made it super easy to get a policy for commercial insurance.
Brindley Brooks
Brindley Brooks
★★★★★
Great to work with, follow up was fantastic and they were able to find the best fit for our non-profit.
David W
David W
★★★★★
Bill and his team have been great to me and my family. We got connected years ago before living in ID, he helped with immediate coverage.
Yvonne Delk
Yvonne Delk
★★★★★
I had an excellent experience at Wallace Insurance. The representative was incredibly helpful and took the time to explain all my options.
Heath Van Patten
Heath Van Patten
★★★★★
Wallace Insurance Agency has done an amazing job with all of my insurance needs (and there are many).
Idaho Redbeard
Idaho Redbeard
★★★★★
I went in to discuss insurance options with Bill and his team, and came away excited to have switched. Its always great when you come across someone who a geek and a teacher in their field.