Selecting The Wallace Insurance Agency for your condo insurance means choosing a blend of personalized service, reliability, and extensive expertise. As a family-owned and operated business, we are committed to addressing your unique needs, offering customized solutions and attentive service that larger firms often overlook. Our extensive experience in the insurance industry ensures that you receive expert guidance and comprehensive coverage options designed to protect your condo. With a reputation for integrity and a commitment to your satisfaction, The Wallace Insurance Agency is the ideal choice for condo insurance, providing you with peace of mind and exceptional value.

When insuring your condo, it’s important to understand the various coverage options available to protect you and your property from unexpected events. Here are some essential coverage types:

Building Property Protection: Covers the interior structure of your condo, including walls, floors, and ceilings, against damage from covered perils such as fire, storms, and vandalism.

Personal Property Coverage: Covers the cost to replace personal items such as furniture, electronics, and appliances if they are damaged or stolen.

Liability Protection: Provides coverage if someone is injured in your condo or if you accidentally cause damage to another person’s property.

Loss Assessment Coverage: Helps pay for your share of assessments charged by your condo association for losses due to a covered peril.

Additional Living Expenses (ALE): Compensates for extra living costs if your condo becomes uninhabitable due to a covered loss, allowing you to maintain your standard of living.

Understanding these coverage options will help you choose the best condo insurance policy for your needs.