Why Choose Our Boat Insurance?
Whether you’re navigating calm lakes or cruising along the coast, your boat represents freedom and adventure. At The Wallace Insurance Agency, we understand the joy and responsibility that comes with boat ownership. As a family-owned and operated agency, we offer personalized service and specialized insurance solutions that cater to the unique needs of boaters. With our extensive experience in the insurance industry, we’re committed to providing comprehensive coverage that protects your vessel, your passengers, and your peace of mind. Trust us to safeguard your time on the water, so you can enjoy every moment with confidence.
Coverage Options
Boats have unique insurance needs, and our policies are designed to offer the protection that matches your lifestyle on the water. Here are some key coverage options:
Physical Damage Coverage: Protects your boat against damage from a variety of risks, including collisions, storms, fire, and theft. This coverage extends to the hull, sails, machinery, and other vital components.
Liability Coverage: Provides financial protection if you’re responsible for injury or property damage while operating your boat. This is essential for covering legal fees, medical expenses, and repair costs in the event of an accident.
Medical Payments Coverage: Covers medical expenses for you and your passengers if an injury occurs on your boat, regardless of who is at fault.
Uninsured/Underinsured Boater Coverage: Offers protection if you’re involved in an accident with a boater who lacks adequate insurance, covering your medical bills and boat repairs.
Personal Property Coverage: Protects the personal belongings on your boat, such as fishing gear, water sports equipment, and electronics, against theft or damage.
Towing and Assistance Coverage: Provides reimbursement for towing and emergency services if your boat becomes disabled on the water, ensuring you’re never stranded.
These coverage options are crafted to provide all-around protection for you, your passengers, and your vessel, ensuring that your time on the water is safe and secure.
