General Liability Insurance

Safeguard Your Business Against Unexpected Risks

 

man in blue suit

Why Choose Our General Liability Insurance?

Running a business involves taking on a variety of risks, and at The Wallace Insurance Agency, we understand the importance of protecting your company from the unexpected. General liability insurance is a crucial safeguard, offering protection against a wide range of potential liabilities that can arise in the course of doing business. As a family-owned and operated agency, we are committed to providing personalized service and tailored insurance solutions that fit the unique needs of your business. With our deep expertise and commitment to your success, we ensure that you have the right coverage in place to keep your business secure and thriving.

Coverage Options

General liability insurance provides essential coverage that helps protect your business from financial losses due to claims of injury, property damage, and more. Here are some of the key components of general liability coverage:

Bodily Injury Liability: Covers the medical expenses, legal fees, and potential settlements if someone is injured on your business premises or as a result of your business operations.

Property Damage Liability: Provides coverage if your business activities cause damage to someone else’s property, whether it’s on your premises or off-site.

Product Liability: Protects your business if a product you manufacture or sell causes harm or injury to a customer. This is especially important for businesses involved in manufacturing, retail, or distribution.

Personal and Advertising Injury: Covers claims related to non-physical injuries, such as libel, slander, or copyright infringement, that may arise from your business’s advertising or promotional activities.

Legal Defense Costs: Includes coverage for the legal fees associated with defending your business against claims, even if the claims are found to be groundless.

These coverage options work together to provide a comprehensive shield against a wide range of potential liabilities, allowing you to focus on running your business with confidence.

Get Your General Liability Insurance Quote

Dependable coverage with the best value premiums.

FAQ

What types of businesses need general liability insurance?

General liability insurance is essential for businesses of all sizes and industries, from retail stores and restaurants to contractors and service providers. Any business that interacts with customers, clients, or the public can benefit from this coverage.

While it’s not always legally required, many clients, landlords, and partners may require you to carry general liability insurance as a condition of doing business with them.

The cost of general liability insurance varies depending on factors such as the size of your business, your industry, the specific risks you face, and the coverage limits you choose.

Yes, bundling general liability insurance with other policies, such as property insurance or workers’ compensation, can often lead to savings and more comprehensive protection.

If you need to file a claim, our team is here to assist you. Contact our claims department, and we’ll guide you through the process to ensure that your claim is handled efficiently and effectively.

The Wallace Insurance Agency

Benefits of Our General Liability Insurance

Comprehensive Protection
General liability insurance provides a broad range of coverage that shields your business from many of the most common risks. From accidents on your premises to claims related to your products or services, our policies offer the protection you need to operate with confidence.

Peace of Mind for Business Owners
With the right insurance coverage in place, you can focus on growing your business without worrying about the financial impact of unexpected liabilities. Our general liability insurance gives you the peace of mind to pursue your business goals with less risk.

Customizable Policies
We understand that every business is unique. That’s why our general liability insurance policies are customizable, allowing you to choose the coverage limits and options that best fit your business’s specific needs and risk profile.

Affordable Coverage
Protecting your business doesn’t have to be expensive. We offer competitive rates and a variety of policy options, ensuring that you get the coverage you need at a price that makes sense for your budget.

Dedicated Support
Our experienced agents are here to provide the guidance and support you need to make informed decisions about your insurance coverage. We’re committed to helping you understand your options and ensuring that you have the right protection in place.

Reliable Claims Handling
In the event that you need to file a claim, our team is ready to assist you every step of the way. We understand that time is of the essence, and we’re dedicated to resolving claims quickly and fairly, so you can get back to business as usual.

Choosing The Wallace Insurance Agency’s general liability insurance means you’re taking a proactive step to protect your business and its future.

How It Works

Get a Quote
Start by filling out our simple online form or give us a call. Provide basic information about your vehicle and driving history to receive a personalized quote.

Customize Your Coverage
Our agents will work with you to understand your specific needs and budget. We’ll help you customize your coverage options, ensuring you get the protection you need at a price you can afford.

Review and Select
Review the coverage options and premiums presented to you. Our agents are available to answer any questions and provide clarification to help you make an informed decision.

Purchase Your Policy
Once you’ve selected the coverage that best suits your needs, our team will guide you through the purchase process. You can complete your policy purchase online, over the phone, or in person at our office.

Access Your Policy Documents
After purchasing, you’ll receive your policy documents via email or mail. You can also access your policy information anytime through our secure online portal.

Enjoy Ongoing Support
Our relationship doesn’t end once you purchase your policy. We’re here to provide ongoing support, answer any questions, and assist with any changes or claims. You can count on us for reliable service and expert advice whenever you need it.

Why Our Clients Choose The Wallace Insurance Agency

Personalized Service

As a family-owned business, The Wallace Insurance Agency takes pride in offering personalized and attentive service. Clients receive individualized attention, ensuring their unique needs and concerns are fully addressed.

Trust and Reliability

With a strong family heritage, The Wallace Insurance Agency has built a reputation for trust and reliability. Clients can count on honest advice and consistent support from a team that values long-term relationships.

Experience and Expertise

The Wallace Insurance Agency combines years of industry experience with in-depth knowledge of the insurance market. Clients benefit from the expertise passed down through generations, ensuring they receive the best coverage and advice tailored to their needs.