Service Line Coverage

Service line coverage is a type of insurance that provides protection for the underground utility lines on your property. This coverage helps safeguard against unexpected damage or repairs to these lines, which can be quite costly. Service lines include important utilities such as water pipes, sewer lines, electrical lines, and gas lines. While these lines are often buried deep underground and out of sight, they play a critical role in the functioning of your home. Without service line coverage, you may be responsible for the expenses associated with repairing or replacing these lines if they become damaged due to events like tree root intrusion, corrosion, freeze-thaw cycles, or accidental excavation. Service line coverage can provide financial reimbursement for expenses incurred from repairs, as well as the costs of excavating and restoring your property after repairs are completed. It is important to note that typical homeowners’ insurance policies do not cover service lines, making this additional protection worthwhile for homeowners. By having service line coverage, you can have peace of mind knowing that you are financially protected from unexpected service line issues and the potential accompanying costs.