The Wallace Insurance Agency

Contents Coverage 

Contents Coverage: Protecting Your Valuables From Unexpected Loss or Damage.

Contents coverage is a type of insurance that protects the personal belongings you own inside your home. It is different from other types of coverage, such as structural coverage, which protects the physical structure of your house. Contents coverage, on the other hand, focuses on your belongings and ensures that they are protected in case of damage or loss. This can include items such as furniture, electronics, clothing, and appliances. For example, if a fire were to occur in your home and it destroys your television, contents coverage would help you replace or repair the damaged item. It is important to note that contents coverage typically does not include items of high value, such as jewelry or artwork. These items may require additional coverage or a separate policy altogether. When determining the amount of contents coverage you need, it is essential to take an inventory of your belongings and estimate their worth. This will help you ensure that you have sufficient coverage to replace your items in case of a covered event. Overall, contents coverage provides peace of mind knowing that your personal belongings are protected and can be replaced in the event of damage or loss.

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