Accident Forgiveness Coverage

Accident Forgiveness Coverage is an optional add-on to an auto insurance policy that can come in handy when you find yourself in a fender bender or other minor accident. This coverage essentially means that the insurance company will forgive this first accident and not increase your premium as a result. It is important to note, however, that accident forgiveness does not mean the accident will be completely forgotten or erased from your driving record. It simply means that your insurance rates will not be affected by this particular incident. Accident Forgiveness Coverage is typically available to drivers who have maintained a clean driving record without any at-fault accidents for a certain number of years. The purpose of this coverage is to offer peace of mind and financial relief to those who are concerned about the potential increase in insurance premiums after an accident. By adding this coverage to your policy, you can avoid the stress of worrying about your rates going up after a minor mishap on the road. It is important to keep in mind that accident forgiveness coverage usually applies to just one accident, and any subsequent accidents may result in higher premiums. Additionally, this coverage may not be available or may have certain limitations depending on the insurance company and the policy you choose.